Financial Planning Manchester

We all want to feel secure, so ensuring you have financial protection against the impact of an accident, illness or an untimely death is of paramount importance. We can help you identify and prioritise the key risks you should insure against and find the most suitable products from reputable providers. This will ensure you achieve the best value for money, structured to ensure maximum benefit for every pound spent, so that your family’s independence is protected and your business is securely underpinned.

Whether you’re just starting out or finally taking control, Neo Wealth makes it easy to save for the future. Regular savings are the foundation of your future financial security and an important step towards achieving your future aspirations. However, with a plethora of different routes to saving, many feel uncertain about the best ways to save. From finding the right balance between monthly income and how much to save each month, to deciding on the best place to invest your hard-earned money, it’s easy to feel as though you aren’t making the right progress with your savings. There’s a balance to be struck between saving and living but well-placed savings provide you with the peace of mind that your money is working to secure the financial future you want.

Our investment philosophy is built around you. We construct portfolios based around your financial goals and invest based on your risk appetite and time horizons. When it comes to planning for you and your family’s financial future, how you choose to invest will depend entirely on your personal circumstances and what you want to achieve. Creating and maintaining the right investment strategy plays a vital role in securing your financial future. Whether you are looking to invest for income, growth or a combination of the two, we can provide the quality advice, comprehensive investment solutions and ongoing service to help you achieve your financial goals. We believe investing should be a clear and straightforward experience. We build and manage diversified portfolios, using technology to keep charges low and clearly show where you’re invested so you can watch your savings grow in real time.

There are a lot of things to consider when thinking about retirement planning, and these are important decisions. Making the right ones means you set yourself up for the best retirement possible while also taking care of your family’s future. People today increasingly enjoy multiple careers, likely resulting in multiple pensions, with different providers and associated administration. Neo Wealth can help you with everything pension-related, tracking down old schemes, talking about accumulation, drawdown and even pension transfers. We can help you get to grips with how pensions work and manage everything effortlessly for you.

Advice on how best to structure your family’s financial assets is we believe critical. If it’s going to deliver the best outcomes, it’s best done at the outset: so Wealth Planning is where we invariably start. No matter what the future brings, we can offer you foresight in a world in flux. We’ll work with you to keep your financial goals on track, and your future within sight. If there is a downside to wealth, it’s the time it takes to keep on top of things and ensure that your assets work hard for you. Often, the more successful you become, the less time you have to manage your personal finances

The greater your wealth or income, the more tax you may be expected to pay. Whatever your circumstances, we can provide you with access to tax expertise and strategies to ensure that your finances are optimised for overall tax efficiency. We can make the most of your annual allowances and exemptions, and place assets in effective wrappers to minimise the tax you have to pay. Our advice on trusts can help achieve substantial savings in inheritance tax and control what happens to your estate, both immediately after your death and for generations to come.